Schwab Retirement Technologies® Partner Program

 Partnership Solutions

Schwab Retirement Technologies® (Schwab RT) collaborates with industry-leading companies to expand the breadth and depth of our product and service offerings. Through these strategic alliances, Schwab RT can focus on core competencies while leveraging the expertise of our alliances. In this way Schwab RT is able to offer the best-in-class products and services our clients need.

Click on the links below to learn how our alliances help us to serve you.

ASC: Compliance Testing

 Envisage: Custom Applications and Technology Integrator

 DBDevNet LLC: General Consulting

 BDO Seidman, LLP: SAS 70 Audits

 SCICOM Data Services: Custom Plan Sponsor Reports and Participant Statements

 Newkirk: Participant Statements

 MasteryPOINT: Online Education and Advice

 ASC: Compliance Testing

  Schwab RT has created a process to interface with the ASC compliance testing system for a fully integrated compliance testing program. This integration allows the Schwab RT recordkeeping system to transfer data to the ASC system for testing, and in return the ASC system transfers test results back to the Schwab RT recordkeeping system. Clients can also conduct hypothetical scenarios.

The ASC compliance testing system handles both small and large plans, combining speed with sophisticated results. The ASC system can be used as an alternative to Schwab RT’s compliance testing.

Benefits

• Eliminates time-consuming reruns and data manipulations by generating multiple corrections or solutions for failed ADP/ACP tests.
• Interfaces with any recordkeeping system and can include data from multiple plans or plans not on the ASC system.
• Provides interactive or high-volume batch processing.
• Performs required tests on multiple plans with user-specified aggregation or disaggregation.
• Performs matching calculations and produces variance reports.

To see a complete list of ASC compliance system features, go to www.asc-net.com.

 Envisage: Custom Applications and Technology Integrator

Schwab RT has an alliance with Envisage to provide TPAs with the technology tools to improve their back-office operations. Envisage is a leading provider of Web technologies that allow remote access to recordkeeping data. Using the Envisage suite of Web products in conjunction with Schwab RT ASP gives you the best of both worlds. The benefits are many.

Benefits

• Envisage’s Remote Data Connector ( RDC ) technology allows Schwab RT ASP clients to easily link their plan and participant data with other data, and store the data on systems running in their home offices.
• Increased connectivity allows TPAs to reduce operating costs and improve service levels to plan sponsors and participants. TPAs can also re-use their existing automation tools with minimal changes.
• Internal labor costs are reduced, and improved accountability helps honor service-level agreements.

• Documents can easily be shared with plan sponsor and advisors, which creates a complete audit trail of the activities surrounding the processing of loans, distributions, contribution and plan conversions.

For more information on Envisage, visit www.envisagesystems.com.

 DBDevNet LLC: General Consulting

DBDevNet is a provider of specialized services, including software development, database and network consulting, and system training and documentation. These offerings complement and enhance Schwab RT products and services.

Benefits

• Offers a full range of consulting services.
• Analyzes business processes and recommends process change which helps with implementation.
• Provides customized training.
• Provides custom programming solutions which increases productivity.

For more information, email DBDevNet@nc.rr.com.

 BDO Seidman, LLP: SAS 70 Audits

BDO Seidman offers solid quality assurance for Schwab RT through annual audits of our procedures and processes for building software. Because BDO Seidman makes sure checks and balances are in place, Schwab RT is able to deliver high quality products and services. Clients may request a copy of the audit for their records.

Benefits

• Sets management control methods.
• Reviews personnel policies and practices through internal audit reviews.
• Acts as a foundation on which clients complete the SAS 70 audit.
• Reduces processing risks by performing an audit of Schwab RT’s operations.

For more information, go to www.bdo.com.

 SCICOM Data Services: Custom Plan Sponsor Reports and Participant Statements

SCICOM Data Services provide custom participant statements, printed or online, and plan sponsor reporting for clients who want an outsourced solution. In alliance with Schwab RT, SCICOM Data has also developed SCICOM Data Extract to make your transition efficient and cost-effective to implement. This customized data extract provides source and investment data for plans, and personal and financial data for participants. Information can be arranged in printed or electronic documents to provide varying views of plan and participant activity. In addition, with SCICOM's online plan and process control system, clients can manage their reporting and processing options anytime.

Benefits

• Over 20 years of experience in defined contribution and defined benefit reporting.
• Completely customizable processing and reporting, including Web presentation, plan reports, plan sponsor summary reporting, and one-to-one data-driven marketing communications.
• Tiered Messaging at Selectable Levels - Targeted, uniform communications with subsets of customers improves communications, education and value.
• Personalized Conditional Messaging - Statement messages triggered by participant-specific data like demographics, products, and activity give excellent control and effectiveness to your marketing messages.

For more information, go to www.SCICOM.com.

Newkirk: Participant Statements

 Schwab RT and Newkirk have an alliance to provide a sophisticated and affordable participant statement. Newkirk’s SuperStatements for 401(k) plans greatly enhance clients’ abilities to communicate with plan participants and compete effectively with larger bundled providers.

Benefits

• Delivers highly personalized statements in color at the plan and participant level.
• Includes three sections: participant account information, plan performance information, and educational information.
• Offers flexibility in format and design.
• Contains a message board for both provider-level and plan-level messages.
• Includes the allocation analyzer that compares new money allocations to existing balance allocations.
• Offers full-color educational articles.

For more information, go to www. newkirk.com.

 MasteryPOINT: Online Education and Advice

MasteryPOINT Financial Technologies has two participant online advice and educational tools, Financial Analyzer and Guidance Plus. Schwab RT has integrated both tools into its own Web product. Participants can conduct internet-based inquiries and transactions.

 Benefits

• Delivers a seamless on-line experience to participants.
• Helps participants determine what they have, what they want, and what they should do.
• Allows participants to determine if they are saving enough in order to meet their retirement income objectives.
• Helps participants determine an appropriate asset allocation based on their risk tolerance and return.

For more information, go to www. masterypoint.com.